What are the banks that give credit cards under the age of 18 and credit cards under the age of 18? Can I get a credit card before I turn 18 ? Banks help us in so many areas that sometimes our young friends need to use credit cards in our daily lives. We can apply to credit cards for payments, shopping expenses and education expenses. Our young friends may also want to use a credit card in order to avoid carrying cash, and they can be encouraged by their parents. Instead of using cash , expenditures can be made by credit cards, and then card payments can be made by the person’s family. So how to get credit card under the age of 18? Do you get a credit card before you turn 18? All of them later in the article.
Buying a credit card before the age of 18 has become one of the most popular transactions in recent years. Young students who are still in school age and want to spend their money with credit cards also want to get information about the banks that give credit cards . As a result of their research, we will provide a complete guide for our young people who will reach many credit card options and we will help you decide which credit card you prefer.
In general, families can apply for a credit card to ensure that their children carry their money safely, and they allow their children to use their cards through prepaid cards. You can apply to the banks for the card you wish by evaluating the options in the form of a prepaid , if you wish installment feature , or a normal bank card if you wish. However, you should know that people under the age of 18 cannot carry out transactions in banks without their families.
If you want to issue a debit or credit card for your children, you should remember that you should first go to the bank with your child. Since people under 18 do not have a full license, banks do not deal with them and demand that they have parents. All transactions in the bank shall be subject to the signature of the parents. All responsibility will be in the family.
Yet another method is the most preferred Additional Card method. Families can issue an additional card with their existing credit card and make it available to their children. The use of additional cards is also the same as a credit card and there is no difference. You can also set the additional card limit regardless of the actual card limit. For example, you can give your children the limit of the supplementary card to $ 100 , even if the original card has a limit of $ 1,000 . You don’t need to make a new application, and you can check all your payments on a single credit card.
All banks have credit card models prepared for individuals and students under 18 years of age . We will explain some of these in the following section and help you find the most suitable student card for yourself. According to the banks, the characteristics of the cards may vary, and the requirements that each bank seeks to give vary. Banks that give credit cards under the age of 18 ;
Students are among the most preferred banks are taking place SaveMoney Bank. etBank provides services to students with 18 and GenKart options. With a maximum-featured credit card, you can earn MaxiPoints for the expenses you make in most workplaces. Then you can spend these points at member workplaces. etBank -18 credit card features are as follows;
At the beginning of the bank that issued the credit card for people under 18 years of age coming now SaveMoney Bank. Although other banks have various services, most of them provide card services by deploying different applications. However, etBank is able to provide credit cards directly to children between the ages of 12 and 18 , when their parents carry out all transactions. However, you can also give pre-paid credit card to your child from some banks.
Thanks to Bank24 , a product of Halk Bank, you can apply for a credit card under parental supervision even if you are under 18 years of age. One of the features of the card is the prepaid card. As parents, you can also make sure that your children don’t spend more than the amount you invest by depositing the amounts that you set on their credit cards .
By law, banks are not entitled to grant loans to individuals under the age of 18. Almost all banking products also have definite provisions in their contracts that people who are over 18 can benefit. This is entirely aimed at protecting individuals from under- 18s from situations that may cause harm until they can make wise decisions. In this way, uncontrolled spending is prevented. While some banks offer credit card services under parental supervision, no bank gives loans under the age of 18.